21520 Rio Oro Drive Cornelius, NC 28031
Listing Courtesy of: Keller Williams Lake Norman - Contact:  christy@christywalker.com

  21520 Rio Oro Drive Cornelius, NC 28031

Pending (26 Days)
$3,499,500 (USD)
4
BED
5
BATH
3,928
SQFT

Description

Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living.
The Gourmet Kitchen is a chef’s dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic.
The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry.
Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio.
Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs.
Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout.
Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops
Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance.
From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living — blending timeless design, modern innovation, and effortless luxury in every detail.
Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.

MLS #:
4318718
Lot Size
10,019 SQFT
Type
Single-Family Home
Year Built
2025
County
Mecklenburg County

Listed By

Christy Walker, Keller Williams Lake Norman, Contact: christy@christywalker.com
Source
CANOPY MLS - IDX as distributed by MLS Grid
Last checked Dec 8 2025 at 6:47 AM EST
Bathroom Details
  • Full Bathrooms: 4
  • Half Bathroom: 1
Interior Features
  • Walk-In Closet(s)
  • Open Floorplan
  • Garden Tub
  • Kitchen Island
  • Walk-In Pantry
  • Drop Zone
  • Entrance Foyer
Subdivision
  • Bahia Bay
Lot Information
  • Waterfront
Property Features
  • Fireplace: Gas
  • Fireplace: Gas Log
  • Fireplace: Great Room
  • Foundation: Crawl Space
Heating and Cooling
  • Heat Pump
  • Central Air
Homeowners Association Information
  • Dues: $75/Annually
Flooring
  • Wood
  • Tile
Exterior Features
  • Roof: Metal
  • Roof: Architectural Shingle
Utility Information
  • Utilities: Fiber Optics, Electricity Connected, Natural Gas
  • Sewer: Public Sewer
School Information
  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough
Parking
  • Attached Garage
  • Driveway
  • Garage Faces Side
Living Area
  • 3,928 sqft
Additional Information: Keller Williams Lake Norman | christy@christywalker.com
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Mortgage calculator estimates are provided by Better Homes and Gardens Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Based on information submitted to the MLS GRID as of 4/11/25 12:22. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website